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What is the difference between pet insurance and pet wellness plans?

Posted in Dogs, Cats, Wellness Plans

Two great options for helping make your pet’s healthcare more affordable are pet insurance and wellness plans. Below, our Memphis vets explain some of the differences and benefits of each of these options.


Protecting Your Pet's Future

Both wellness plans and pet insurance policies offer benefits, but they are very different. When it comes to your pet's veterinary care, it’s important to understand which services your pet is and isn't covered for. That way you won't be left unexpectedly out of pocket when you visit your vet or need to plan the payment for your pet's care and treatment.

What is a wellness plan?

By paying a small monthly amount wellness plans can help you cover the cost of routine veterinary care. Unlike pet insurance, with wellness plans you only pay for the treatments and services you use. 

Wellness plans can help you to adopt a more proactive approach to your pet's veterinary care, and help your vet spot early signs of any conditions or diseases before they become more serious, and potentially very expensive.

What does a wellness plan cover?

Routine vet care such as microchipping, vaccinations and dental care are generally covered by wellness plans. The primary purpose of these plans is to help you to spread out the cost of improving and maintaining the standard of your pet’s overall health.

What is pet insurance?

Pet insurance takes care of any veterinary bills if your pet requires emergency veterinary care.

Treating an illness such as cancer or diabetes, or emergency treatment, can become very expensive. Pet insurance provides you with financial help to pay the bills for accidents and conditions covered by your pet's insurance policy.

What does pet insurance cover?

Policies differ, but generally pet insurance covers treatment for illnesses as well as any emergency treatment required after accidents. Some pet insurance policies may also include prescription medications, the treatment of hereditary and congenital conditions as well as orthopedic conditions.

How do I choose which option to buy?

Some pet owners subscribe to both pet insurance and wellness plans to ensure their pet has complete protection, while other pet owners opt for one or the other. Understanding how each of these options work can benefit you and your pet, and can help you decide on what the best option is for you and your pet.

Ask your vet if you would like help deciding what is best for your pet based on their particular needs and concerns.

Our annual Wellness Plans will help keep your pet healthy. Choose the Wellness Plan that's right for your pet.

Looking for a vet in the Cordova and greater Memphis area?

We're always accepting new patients, so contact our veterinary hospital today to book your pet's first appointment.

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